Facing Foreclosure in Central Pennsylvania?

Understand Your Options and Find the Best Path Forward

GDL Home Solutions LLC provides homeowners in foreclosure with clear, compassionate guidance in Cumberland, Dauphin, and Lancaster Counties.

Get Free Guidance Explore Your Options

About GDL Home Solutions

Your Partner in Navigating Foreclosure Challenges

At GDL Home Solutions LLC, we understand the stress and uncertainty that comes with facing foreclosure. Our primary mission is to serve as a trusted advisor for homeowners navigating this difficult situation in Central PA.

We believe informed decisions are the best decisions. We provide clear explanations of the foreclosure process and help you evaluate all potential options – not just selling. Our consultations are always free, confidential, and without any obligation.

While connecting homeowners with helpful resources is a core part of what we do, we also recognize that sometimes selling the property quickly is the most practical solution.

Free Consultation

Get expert advice with no cost, pressure, or hidden fees.

Local Expertise

Deep understanding of the Central PA housing market and foreclosure process.

Compassionate Guidance

We treat every homeowner with the respect and understanding they deserve.

Objective Advice

We help you weigh all options fairly, focusing on your best interest.

How It Works

Our Simple, Confidential Process

Initial Contact

Reach out via phone, email, or our website form. Tell us briefly about your situation.

Free Consultation

We'll schedule a confidential call to discuss your circumstances, timeline, and goals in detail.

Options Review

We'll explain the foreclosure process and objectively review all potential options available to you.

Your Decision

You decide the best path forward. We provide resources or a purchase offer if appropriate, with no obligation.

Our Approach to Helping You

Guidance, Resources, and Solutions Tailored to Your Needs

Comprehensive Guidance

We demystify the foreclosure process in Pennsylvania, explain your rights, discuss potential timelines, and define key terms.

Objective Options Assessment

We'll review your specific situation impartially and help you evaluate the pros and cons of every available path.

Resource Connection

We connect you with valuable external resources like HUD-Approved Counselors, PA Legal Aid Network, and PHFA programs.

Direct Purchase Solution

When selling your home directly is the best option, we can provide a fair, fast, no-obligation cash offer.

Understanding the Process, Resources & Key Terms

Knowledge is Power When Facing Foreclosure

Pennsylvania Foreclosure Process

The foreclosure process in Pennsylvania follows specific legal steps and timelines.

View PA Foreclosure Process Guide

Helpful Government & State Resources

HUD Counselors: Free or low-cost counseling. Find a Counselor
PA Legal Aid Network: Free legal help for eligible residents. Visit PALegalAid.net
PHFA: State programs and resources. Visit PHFA.org

Common Foreclosure Terms

Default: Failure to meet the terms of your mortgage agreement, usually by missing payments.
Act 91 Notice: Required notice in PA giving homeowners 30 days to seek help before foreclosure starts.
Foreclosure Complaint: The lawsuit filed by the lender to begin the formal foreclosure process.
Sheriff Sale: A public auction where the foreclosed property is sold to the highest bidder.
Short Sale: Selling the home for less than the total mortgage balance owed, with lender approval.
Forbearance: A temporary pause or reduction in mortgage payments agreed upon with the lender.

Your Options When Facing Foreclosure

Understanding the Paths Available to You

Loan Modification

A loan modification changes the terms of your existing mortgage to make payments more manageable.

Discuss Loan Modification Resources

Short Sale

In a short sale, your lender agrees to let you sell your home for less than the total amount you owe.

Explore Short Sale Specialists

Forbearance Agreement

Mortgage forbearance provides temporary relief by allowing you to pause or make reduced payments for a specific period.

Understand Forbearance Options

Sell Your Home Directly

If selling is the best path, we can offer to purchase your home directly. We provide fair cash offers, handle paperwork, and can close quickly.

Get a No-Obligation Purchase Offer

Success Stories

How Our Guidance Has Helped Central PA Homeowners

"When I received the foreclosure notice, I was devastated. GDL Home Solutions helped me understand my options and connected me with a specialist. Today, I'm still in my home."

Sarah M.

Harrisburg, PA

"After losing my job, I fell behind on payments. GDL Home Solutions referred me to a short sale company that helped me avoid foreclosure. Their guidance was invaluable."

Michael T.

Lancaster, PA

"I was overwhelmed by the process. GDL Home Solutions pointed me to legal aid resources that helped me navigate the system. Their free guidance saved me from costly mistakes."

Jennifer K.

York, PA

Request Your Free Consultation

Confidential Guidance for Cumberland, Dauphin & Lancaster County Homeowners

Talk to a Foreclosure Advisor

Don't navigate foreclosure alone. Contact us for confidential, free guidance.

Call us: 223-278-6662

Emergency Line: 717-317-8031

Need Urgent Help? If your foreclosure auction is scheduled within the next 14 days, call this line.

Email: help@gdlhomesolutions.com

Your Name

Email Address

Phone Number

Property City/Town

Brief Description of Your Situation

Preferred Contact Method

I understand GDL Home Solutions LLC will contact me to discuss my situation. This is free and no obligation.

Frequently Asked Questions

How much does your guidance cost?

Our guidance and consultation services are completely free. There are no hidden fees or obligations.

Am I obligated to sell my home to you?

Absolutely not. Our goal is to empower you with information. The decision is always yours.

What areas do you serve?

Our primary focus is Cumberland, Dauphin, and Lancaster Counties.